Terms & Conditions

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These Terms & Conditions ("Terms") govern your use of npmedicare.com (the "Site"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

Who we are

NextPath Medicare provides Medicare information and educational guidance. The Site is owned and operated by RTC Direct Marketing. We may help facilitate a connection to licensed representatives if you request plan discussion or plan-specific assistance.

No professional advice

Content on this Site is provided for general informational purposes and does not constitute legal, tax, medical, or financial advice. You should consult appropriate professionals for advice specific to your situation.

Not affiliated with the U.S. government

NextPath Medicare is not a government agency and is not affiliated with Medicare or the Centers for Medicare & Medicaid Services (CMS).

User submissions

When you submit information through our forms, you agree to provide accurate information and understand that we will use it to respond to your request. Our handling of information is described in our Privacy Policy.

SMS messaging terms

If you opt in to receive SMS messages, you authorize us to send texts in the categories you selected (general account notifications and/or marketing). Message & data rates may apply and message frequency varies.

• Opt out: Reply STOP to cancel further messages.
• Help: Reply HELP for assistance or email mymedicare@npmedicare.com.
• Consent: Marketing consent is optional and is not a condition of purchase or service.

Email communications

If you opt in to receive emails, you may unsubscribe at any time using the link in our messages.

Intellectual property

The Site and its content (text, layout, graphics, and design) are owned by NextPath Medicare and/or its licensors and are protected by applicable laws. You may view and use the Site for personal, non-commercial purposes only.

Prohibited activities

• Attempting to interfere with the Site’s security or performance.
• Using the Site to submit false, misleading, or unlawful information.
• Copying or republishing Site content without permission.

Disclaimer of warranties

The Site is provided on an "as is" and "as available" basis. We make no warranties regarding accuracy, completeness, availability, or fitness for a particular purpose.

Limitation of liability

To the maximum extent permitted by law, NextPath Medicare and RTC Direct Marketing will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site.

Governing law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles.

Changes to these terms

We may update these Terms from time to time. The most current version will be posted on this page.

Contact

Questions about these Terms can be sent to mymedicare@npmedicare.com or mailed to:

NextPath Medicare
1910 Thomes Ave.
Cheyenne, WY 82001-3527